Insurance is meant for extraordinary circumstances. You don't use car insurance to pay for oil changes or gasoline; you have it as protection in case you have a terrible accident or your car is stolen. You don't use homeowners' insurance to pay your electricity and water bills; you have it as protection in case a fire or other catastrophic event produces a large expense. Obviously, any insurance policy that promises to cover every small, ordinary expense is going to be much more expensive than one that covers only extraordinary expenses.

Immigrants used to come to America seeking freedom of speech, freedom of religion, and freedom from government. Now they come looking for free health care, fre…

It's wrong for someone to confiscate your money, give it to someone else, and call that 'compassion.'

I want a government small enough to fit inside the Constitution.

The free market punishes irresponsibility. Government rewards it.

Lotteries are a tax on ignorance [1]

What the insurance companies have done is to reverse the business so that the public at large insures the insurance companies.