Bring your desires down to your present means. Increase them only when your increased means permit.

Bashfulness is an ornament to youth, but a reproach to old age.

Change in all things is sweet.

Bad men are full of repentance.

First off, I'm actually perfectly well off. I live in a good-sized house, with a nice yard, with deer occasionally showing up and eating the roses (my wife lik…

Account for everything that comes in and goes out of pocket.

I'm living so far beyond my income that we may almost be said to be living apart.