Credit means that a certain confidence is given, and a certain trust reposed. Is that trust justified? and is that confidence wise? These are the cardinal questions. To put it more simply credit is a set of promises to pay; will those promises be kept?

Most men of business think 'Anyhow this system will probably last my time. It has gone on a long time, and is likely to go on still.'

The less money lying idle the greater is the dividend.

I wish the art of benefiting men had kept pace with the art of destroying them; for though war has become slow, philanthropy has remained hasty. The most melan…

Let me remind you that credit is the lifeblood of business, the lifeblood of prices and jobs.

Wow. As long as the checks we send him clear, he seems to keep saying good things about us.

The objects of a financier are, then, to secure an ample revenue; to impose it with judgment and equality; to employ it economically; and, when necessity oblig…