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About this quote

What does it mean?
A banker helps you in good times but wants repayment when trouble comes.
In plain terms
Bankers lend in sunshine, demand repayment in rain.
What can you take from it?
Beware of assistance that comes with conditional support.

Where it applies

  • financial planning
  • loan decisions

Putting it to work

  • reading fine print
  • building emergency funds

Questions to consider

  • How do you assess a lender's reliability?
  • What safeguards protect you from sudden demands?

Another view

Not all lenders act this way; many offer flexible terms.

More from Samuel Langhorne Clemens

  1. Whiskey is for drinking. Water is for fighting over.

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  2. Everybody talks about the weather, but nobody does anything about it.

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  3. I'm sorry this letter is so long, but I did not have time to make it shorter.

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